Privacy Policy

Overview

This Privacy Policy explains what information OwnMG collects through ownmg.com, why we collect it and the choices you have. OwnMG is an educational website about mortgages. We keep the information we collect to a minimum.

Information we collect

Information you give us

Contact form: your name, email address, an optional subject and your message.
Sign-up form: your name, email address, an optional mobile phone number and the consent choices you make, including whether you agreed to receive text messages.

Information collected when you submit a form

When you submit either form, our server also records your IP address, basic browser details (the user agent your browser sends), the page the form was submitted from and the date and time of submission. We keep these details to help prevent spam and abuse and to maintain a record of the consent you gave.

Information collected when you browse

Like most websites, our web server may keep standard technical logs, such as IP addresses, browser type, pages requested and times of access, for security and troubleshooting. We do not use advertising trackers, advertising cookies or third-party analytics on this website.

How we use information

To read and respond to messages you send us.
To send the email updates you asked for and, if you opted in, informational text messages.
To keep a record of your consent and honor your requests to unsubscribe or opt out.
To protect the website and our forms against spam, abuse and security threats.
To comply with applicable law.

Text messages and mobile data

If you provide a mobile number and tick the text message consent box, we use your number only to send the informational messages described in our Mobile Policy. Consent is optional and is not a condition of any purchase.

No mobile information will be shared with third parties or affiliates for their marketing or promotional purposes. All of the sharing described below excludes text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We do not sell your personal information, and we do not share it with other companies for their own marketing. We may share it only:

with service providers that help us run this website and deliver the emails or text messages you asked for, who may use it only to provide those services to us;
when required by law, or to protect the rights, safety or property of OwnMG, our readers or others.

Third-party services and links

Google Fonts. Our pages use typefaces served by Google Fonts. When a page loads, your browser requests the font files from Google’s servers, which means Google receives your IP address and browser details as part of that request. Google’s handling of that information is governed by its own privacy policy.

External links. Our guides link to the public websites of government agencies and other official bodies. Those websites have their own privacy practices, and this policy does not apply to them.

How long we keep information

We keep form submissions for as long as needed to respond to you, provide the updates you requested and maintain records of consent and opt-outs, and then delete them. If you unsubscribe, we may keep a minimal record of your email address or number so that we continue to honor your request.

Your choices and rights

Email: use the unsubscribe link in any email, or email info@ownmg.com.
Text messages: reply STOP to any message to opt out, or HELP for help.
Access, correction and deletion: email info@ownmg.com to ask what information we hold about you, to correct it or to have it deleted. We may need to confirm your identity before acting on a request.

Depending on the state where you live, you may have additional privacy rights. You can exercise them by contacting us at the same address, and we will not treat you differently for doing so.

Security

Form submissions are stored in a restricted location on our server that is not accessible from the web, and we use reasonable measures to protect the information we hold. No method of transmission or storage is completely secure, so we cannot promise absolute security.

Children’s privacy

This website is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children. If you believe a child has submitted information to us, please contact us and we will delete it.

Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date at the top of this page. Significant changes will be highlighted on this page.

Contact us

Questions or requests about this policy can be sent to info@ownmg.com.